Paying for dental care should be as pain free and carefree as possible.

We are here to guide you through the process and can offer our interest-free payment options as well. Don’t let financial concerns become an obstacle to your dental health.

If you don’t have dental insurance, don’t worry! We offer an in-house dental membership plan that includes two preventive visits per year and a 15% discount on any additional dental services beyond your regular cleanings and checkups.

We accept all major PPO plans including but not limited to:

Understanding your dental insurance benefits can be overwhelming, but we’re here to simplify the process for you. All we need is your member ID and plan information to provide you with a detailed breakdown of your coverage before your appointment. This way, you’ll have a clear understanding of the amount covered under your plan, as some plans have annual limits or exclusions on certain procedures. Please fill out the form below, and we’ll get back to you with a coverage check quickly. 

Westchester Smile Design offers several ways for our patients to pay for their dental treatment.

In most cases, we can offer a solution that is right for you and your family.

Cash with payment terms

Ask about cash payment discounts

Credit Card

Visa, Mastercard, American Express and Discover

Your dental insurance

We’ll file all the paperwork for you

Third party healthcare financing

Interest free subject to credit approval

Find out your insurance eligibility

Third party
healthcare
financing

We offer dental financing through Wells Fargo, Care Credit and iCare, third party financing companies that offer means of payment for health and wellness expenses.
Our patients can in many cases qualify for interest free affordable monthly payments.

Find out your eligibility for financing

Let our insurance and financing coordination center check your options for you!

Fill out the form and we will get back to you right away

FAQ

  • What if I don’t have insurance or my insurance becomes terminated?

    Not to worry! We have an in-house dental membership plan to cover all your preventive
    needs. Members receive discounts of 20% off basic and major services and can take
    advantage of our flexible financing options to plan and pay for treatment over time.

  • I have two insurance plans. Can I use both?

    You sure can! Every dental insurance plan has unique rules regarding the use of two
    plans (who will pay first, what services will be covered). Some plans require you to
    utilize the full maximum of one before the other begins to make payments. We’ll do all
    the research for you and let you know how to best maximize both your dental plans.

  • Is it normal to have to pay out of pocket for dental services?

    Yes, unlike medical insurance, dental benefits function like a piggy bank that you
    can access annually, and it is not meant to cover all oral healthcare needs. Similar
    to an FSA plan, dental insurances offset a portion of the cost of care. Our office will
    file all claims and estimate your coverage based on the information your insurance
    company provides. In most cases, you will have copayments or will split the cost of
    care with your insurance company. For any and all out of pocket costs, our financial
    team is highly trained to help

  • Does my dental insurance cover orthodontic treatments?

    Many insurance plans do offer some coverage for orthodontic treatments, however the amount of coverage varies by plan. Please contact us for more information about your specific plan.

  • Do I need to pay a deductible before my dental insurance will cover any procedures?

    Most insurance plans do require a deductible before they will begin to cover the cost of procedures. The amount of the deductible will vary by plan. Please contact us for more information about your specific plan.

Let our insurance and financing coordination center check your options for you!

Fill out the form and we will get back to you right away
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